Who we serve
High Income Earners
Providing Clarity to Your Success
You have devoted your life to an occupation or business that is successful. You spend your life trying to get your time back and/or further grow your career. Potentially navigating through the world of deferred compensation, stock bonus plans and excess benefits. Our goal is to build a plan and strategize how to maximize your income and put a purpose behind your savings.
How we help
You have done the work in achieving financial success, now we focus on maximizing that.
Giving back time
Odds are you have found success through sacrificing some element of your lives. Our goal is to build a long-term relationship with our clients built on trust. That trust allows our clients to lean on us and not worry if they are missing anything financially.
Maximizing your income
We look to implement a cash flow and savings plan that makes the most sense for your personal situation. Once the plan is in place, you should know what you’re doing and why you’re doing it when it comes to financial savings and investments. We pride ourselves on client education.
Putting a purpose to your savings
Saving money is a vital piece of the wealth management process. We have found it impactful when those savings are behind a specific purpose. Whether it be retiring early or retiring with more, the savings plan is what achieves those goals and time is of the essence during your maximum income years.
Utilizing account strategies
Investment accounts can be confusing. What is a brokerage account? What are the rules and limits of retirement accounts? Our goal is to dig into your personal financial situation to create a plan specifically for you and your current tax situation.
Solutions for a Better Quality of Life
Tailored Financial plans for High Income Earner
Financial Planning 
Tax Planning 
Investment Management How this service can help you
Your current employer or business has limits on your retirement savings contributions. Based on your tax situation and account types, we will look into back-door Roth’s or Roth conversions for your household. It is common for high income earners to cashflow more than they need monthly, our job is to look at options and strategies to put your money to work for you. Once you hit a comfortable savings limit, there are options outside of retirement such as monthly savings into a brokerage account to be invested for the long term.
How this service can help you
It is common for people to retire with large sums of pretax money. What is the tradeoff of paying the tax now to utilize the Roth 401K options vs traditional 401K options? Based on your situation and savings mix, our goal is to strategize and implement what is best for you in the long term.
How this service can help you
Asset location is very important for high income earners. We like to look at the entire picture when it comes to risk tolerance. If you are a moderate risk taker, we want to choose the investment mix for you based on account types and tax codes. As a high-income earner, we want to avoid interest income taxed as ordinary income during your working years. We would look at tax sensitive growth opportunities in a brokerage account and interest/dividend paying in a retirement account.
SUCCESS STORIES
Addressing unique situations of high-income earners
The Unknown of Cash Flow
As a VP of a regional company, our client had found success at an early age. He was successful financially and was maxing out his employer retirement accounts. After discovery, he had more cash savings than he was comfortable with handling and was unsure of what to do or how to utilize it. We came up with a plan to convert his IRA over a period of years to allow non-deductible IRA contributions and possible conversions. On top of this, we came up with a monthly savings plan into his brokerage account that is automatic and recurring so that he is saving for his future without taking any time away from his busy life.
Partner with us to
Maximize your
options
Achieve more than just financial freedom with a solution that will allow you to devote more time and energy toward your personal life.
Schedule a no-obligation, risk-free consultation with one of our advisors to discover all the possibilities of a financial plan that works for you.