Credit Card vs. Debit Card: Are You Maximizing Your Financial Benefits?
Credit Card or Debit Card? Are you maximizing your perks and benefits with a credit card? Have you considered using a credit or debit card to maximize your benefits? The debit card is a safe…
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Tax-Loss Harvesting Explained: How to Reduce Your Tax Bill and Optimize Your Portfolio
Tax Loss Harvesting An often-overlooked strategy is tax loss harvesting, and I can understand why someone would use this strategy. I always believe that the glass is half full and that turning something negative into…
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How a Roth Conversion Can Reduce Your Tax Burden in Retirement
When a Roth Conversion Might Make Sense We implement Roth conversions throughout the year as part of our ongoing tax planning management for our clients. People sometimes don’t understand what’s in their Pre-tax 401K and…
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Asset Location Strategy: How to Maximize Tax Efficiency in Your Investments
One crucial strategy overlooked in investment management is asset location, which should not be confused with Asset Allocation, which is how many stock-to-bond ratios you own in your portfolio. However, asset allocation is the investment…
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How I Manage Family Finances – 2025 Update
Here I go again with money moves I’ll make in our family finances for 2025, as this has become an annual topic. Many times, clients will ask how I invest money for my family. That’s…
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