Why Dividend Stocks Belong in Every Long-Term Investment Plan
I enjoy investing in dividend-paying stocks. I have always liked Warren Buffett’s quote –”If you don’t find a way to make money while you sleep, you will work until you die.” This quote emphasizes the…
Read More
When It’s Smarter to Invest Slowly: The Case for Dollar-Cost Averaging
While lump-sum investing at a market low seems like the best move, dollar-cost averaging (DCA) still has several advantages that make it a more innovative strategy. Here are 13 reasons why I think it’s more…
Read More
Smart Asset Location: How to Fund Retirement Accounts in the Right Order
To minimize tax drag and optimize asset location for your investments, consider funding your accounts in the following order: Employer-Sponsored Retirement Accounts (e.g., 401(k), 403(b)) Reason: Contributions are often pre-tax, reducing your taxable income. Employer…
Read More
4 Financial Literacy Books Every Young Adult Should Read by Age 18
Clients often ask how we can help their children learn basic financial literacy, and I suggest they start with these four books. I am having my kids read all four once they turn 17, and…
Read More
Investing Over Consumption: 5 Pillars for Achieving Financial Independence
What does your dream of financial independence look like? For most, it’s living a life where work becomes optional rather than a daily necessity. However, many mistakenly assume it can only be achieved in retirement….
Read More