4 Financial Literacy Books Every Young Adult Should Read by Age 18
Clients often ask how we can help their children learn basic financial literacy, and I suggest they start with these four books. I am having my kids read all four once they turn 17, and…
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From Saving to Investing: When (and How) to Take the First Step
When Should You Start Investing? The short answer: as soon as you can. The longer answer: the best time to start investing is when you have a steady income, a basic emergency fund (typically 3–6…
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Smart Moves for Year-End: Tax Planning & Investment Strategies to Maximize Your Wealth
As the calendar winds down, savvy investors and taxpayers know that the year’s final months offer a golden opportunity to fine-tune their financial strategy. Thoughtful year-end planning isn’t just about saving on taxes—it’s about positioning…
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Avoid the Hype: A Practical Guide to AI Investing
Investing in AI is thrilling—but it’s not without complexity. Whether you’re eyeing infrastructure, applications, or emerging startups, here are the key things to think about before diving in: Strategic Considerations 1. AI Is Not One…
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Advisor’s Alpha Explained: Maximize Returns Through Smart Planning and Guidance
The concept of Advisor’s Alpha, popularized by Vanguard, refers to the measurable value a financial advisor can add to your portfolio and overall financial well-being—not by picking hot stocks, but through smart strategies, planning, and…
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10 Essential Questions to Ask a Financial Advisor Before You Invest
Choosing the right financial advisor is a big decision, and asking the right questions can help you find someone who truly aligns with your goals and values. Here are 10 essential questions every investor should…
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The One Big Beautiful Bill Act: Key 2025 Tax Changes You Need to Know
The One Big Beautiful Bill Act, signed into law on July 4, 2025, brings sweeping changes to U.S. tax policy. Here’s a breakdown of the most impactful highlights: Individual Taxpayer Benefits Permanent 2017 Tax Cuts:…
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Smart Ways to Spend a Pay Raise or Bonus Without Regret
How to Spend Pay Raises or Bonuses Receiving a bonus or a pay raise is an exciting opportunity, not just for a financial boost, but for making thoughtful choices that can shape your future. Whether…
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Growth vs. Dividend Investing: Which Strategy Fits Your Goals?
What type of investing makes sense for you, Growth or Value? When building a winning investment portfolio, one of the most debated choices is between growth and value stocks. Do you chase the high-flying potential…
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Why Dividend Stocks Belong in Every Long-Term Investment Plan
I enjoy investing in dividend-paying stocks. I have always liked Warren Buffett’s quote –”If you don’t find a way to make money while you sleep, you will work until you die.” This quote emphasizes the…
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When It’s Smarter to Invest Slowly: The Case for Dollar-Cost Averaging
While lump-sum investing at a market low seems like the best move, dollar-cost averaging (DCA) still has several advantages that make it a more innovative strategy. Here are 13 reasons why I think it’s more…
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